There will be a direct link between the advice you receive and the amount you are charged.
We think that fees should be as clear and transparent as possible. We have a fee schedule that outlines the cost of the majority of our services.
We will always tell you how much you will pay before commencing any work for you.
No charge will accrue until you have agreed with, and signed a fee agreement detailing the services we will provide and how much they will cost.
You can choose to pay a direct cash fee in one lump sum or in instalments, or have the fee taken out of the product indirectly.
We usually advise clients that the direct fee is better for them as it allows their investments/pensions to grow from a higher starting point. However, we understand that some clients will prefer the option of taking the payment from the product.
First 1 hour meeting – free
We offer all new clients an initial meeting. This is at our expense and without any obligation.
Following this first meeting, we will write to you with a personalised engagement letter which confirms the services we will provide and the cost of these services.
If you require advice which includes a specific product recommendation then you will not need to pay VAT whether or not you take up our advice. If you require more general advice that does not include a specific product recommendation then VAT will be chargeable.