Retirement Planning

Pensions can seem quite daunting: terminology can be difficult to understand, tax advantages frequently change, there are specific rules that govern how much you can save and when you can access your savings; and there is uncertainty about how much pension you will actually receive when you retire.

We Can Help:

Develop a Savings Plan for Retirement – how much will you need to save, and where should you invest those savings, to give you the income you’d like in retirement and at the age you’d like to retire.

Make sure that you can afford the pension contributions and that they maximise tax advantages and tax allowances

Monitor and review existing pension arrangements to ensure you’re still on track, and make recommendations to improve performance or increase contributions where necessary

Advise on Options at Retirement – maximising retirement benefits and flexibility

Restructure investments in retirement to provide more income

Make sure product charges are low and that they are not eating into your returns

If you have a public sector pension and need advice about the changes to your pension

If you are getting divorced and need advice about how to share your pensions


We Advise and Arrange:

Personal Pension Plans

SIPP’s, Self-Invested Personal Pensions

Occupational Pension Plans – Defined Benefit and Defined Contribution

Stakeholder Pension Funds

In order to find out how I can help you please call me to book a meeting on 01992 310292

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